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Bro. Oliver Bugarin, Licensed Financial Advisor
MONEY MANAGEMENT in Philippines
Our topics for money management and savings!
1. Make a strategy for effective saving
Money management is the process of managing money which includes expense tracking, investment, budgeting, banking and taxes. It is also called investment management.
Money management is a strategic technique employed to make money yield the highest interest-yielding value for any amount spent. Spending money to satisfy cravings (regardless of whether they can justifiably be included in a budget) is a natural human phenomenon. The idea of money management techniques has been developed to reduce the amount that individuals, firms and institutions spend on items which add no significant value to their living standards, long-term portfolios and assets. Warren Buffett, in one of his documentaries, admonished prospective investors to embrace his highly esteemed "frugality" ideology. This involves making every financial transaction worth the expense:
1. avoid any expense that appeals to vanity or snobbery
These techniques are investment-boosting and portfolio-multiplying. There are certain companies as well that offer services, provide counselling and different models for managing money. These are designed to manage assets and make them grow.
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